Beauty Surgical Loan – Credit for a Plastic Surgery
Whether breast augmentation, eyelid surgery or Botox injection – the possibilities in cosmetic surgery are manifold. In most cases, the statutory health insurance does not cover the costs of the medical intervention. A cosmetic surgery is a surgical procedure that is performed without a medical indication. Therefore, the health insurance companies usually refuse to pay the costs. There are sometimes exceptions, if the renunciation of the plastic surgery would lead to strong mental or physical suffering.
For example, a nose correction may be required to breathe freely or large breasts are scaled down for health reasons. Strictly speaking, restorative surgery must be distinguished from classic cosmetic surgery. It takes place especially after an accident, by which the external appearance was changed. Pure cosmetic surgery that serves to halt the aging process or to adapt the appearance to the individual’s needs must be financed by the patients themselves.
The Small Lender loan is a simple and straightforward way to organize funding for plastic surgery. After reviewing and approving the application, they often receive the money within one hour and start planning the plastic surgery. You pay back the loan in monthly installments, according to your financial possibilities. The durations are extremely short with 30 to 90 days and thus lead to rapid independence. Due to the short maturity, it is customary to settle the loan at the end of this period in one sum. It is thus almost a shift of the payment date under payment of low interest.
When does a loan make sense for a plastic surgery?
A loan is useful if you want to keep your capital and instead want to make monthly payments. Often your own assets are invested long-term and not available at short notice. The investment may be in the form of securities, a fund or real estate. If you need money for the plastic surgery, you do not want to cancel the existing facility. The sale of the property would have personal disadvantages, the termination of savings contracts leads to financial losses. Taking out a loan is an elegant way to organize the financing. You do not have to intervene in the property contracts and pay the sum in installments. The amount of the installments should be chosen according to your own income. It is also common to take out a loan if you anticipate a larger payout in the coming months, such as a savings contract or the sale of the house.
The payout is secure, but the money is needed earlier. The loan serves to bridge this time difference. The plastic surgery should be performed when the conditions are ideal. Influencing factors include the state of health, the appointment calendar of the clinic and the leave from work. A modern trend is the combination of plastic surgery with holidays. Some clinics abroad – for example in Mallorca – have specialized in foreign clients. You have the plastic surgery performed and then recover in a beautiful environment. In this case, a match of the appointment with the season should take place in order to obtain the ideal conditions for the holiday. Small Lender provides you with the required money in a timely manner so that you can act flexibly.
Benefits of having a loan for a plastic surgery over Small Lender
Small Lender specializes in the fast and uncomplicated processing of loan applications. Both sides benefit from this approach, the process is transparent and fair. Among other things, you benefit from the following advantages:
– Free loan calculator
With the help of the free loan calculator you play through different scenarios. They choose different maturities and loan amounts and see what interest rates result. Then you decide on the variant that best suits your financial options. The use of the loan calculator is not binding.
– Fast loan with immediate payment, thanks to express option
Small Lender checks your request and sends you a feedback directly. If the credit rating is sufficient and you have selected the express option, the payment will often take place within 60 minutes if the loan application is approved. Long waits of uncertainty are eliminated. You will learn directly whether you can look forward to the money and book the plastic surgery.
– No long binding due to fast repayment option
Short maturities are an advantage, as you have paid off the loan within a short time and then have no obligations. You get the money quickly and easily, just as easy is the processing of the repayment instead. However, make sure that the payment can be handled, the financial circumstances are crucial. Using the loan calculator, you can see how you are impacting the term, for example, by one month, on the interest and the total amount.
– Thanks to short term and small loan amount only low interest rates
Compared to buying a property or a car, the investment in a cosmetic operation is relatively small. In combination with a short term, Small Lender offers low interest rates. The amount of the interest is calculated from the loan amount, the term and the interest rate. The shorter the term and the lower the loan amount, the lower the interest costs.
What is the cost of cosmetic surgery in general?
The exact cost of cosmetic surgery depends not only on the type of surgery but also on the clinic chosen and the health conditions. Below we have compiled an overview of the average expected costs for you. The values refer to interventions performed in Germany and take into account – if necessary – the costs for the hospital stay. Some of the operations are carried out on an outpatient basis, in other cases hospital stays of 1 to 3 days are planned. To the exact backgrounds of the operations as well as to risks and side effects informed the selected clinic or the operating physician.
|Type of OP:||Short description of the OP:||Price of the OP:|
|Type of OP:||Short description of the OP:||Price of the OP:|
|Breast augmentation with branded implant||Enlargement of both breasts using high quality implants||2,700 euros|
|Botox treatment||Smoothing wrinkles by spraying Botox||200 to 300 euros|
|Tightening of the upper eyelids||Wrinkles are fixed||850 euros|
|Tightening the lower eyelids||Wrinkles are fixed||950 euros|
|Tightening of both eyelids||Upper and lower eyelids are tightened in one operation||1,700 euros|
|Stirnliftung||The skin looks smoother, wrinkles are gone.||2,300 euros|
|Nose correction at the top||For example, the tip of the nose can be reduced or the nose is straightened.||1,500 euros|
|complete nose correction||The effort is more extensive compared to the simple nose correction of the tip. The nose can be modulated according to the wishes.||2,600 euros|
|Liposuction and tightening of the upper arms||Fat pads on the upper arms are removed by suction of the fat.||2,100 euros|
|Liposuction and tightening of the thighs||Fat pads on the thighs are removed by suction of the fat.||2,100 euros|
|Tummy tuck without dislocation of the belly button||The belly becomes firmer, the body looks younger.||2,200 to 2,700 euros|
|Liposuction on the chin||Fat pads on the chin are removed, the shape of the chin also changes.||2,700 euros|
|Liposuction on the shackles||Small flab are removed.||850 euros|
|Breast lift with T-cut||The breast is tightened and the shape is adapted to the ideas.||2,700 euros|
This information is without warranty and only indicative.
How to finance your loan for a plastic surgery
The process of applying for credit runs in three easy steps:
– Select loan amount
First select the desired loan amount. The amount depends on the expected costs of plastic surgery. If you would like to have the operation carried out at a holiday destination, take into account in addition the travel and subsistence costs.
– Make a loan application
The application is online at Small Lender. You do not have to print the application or sign it in the classic form. The signature takes place electronically. By not printing and sending the application you save valuable time. The application for the loan is directly available to the company and can be processed.
– Have it verified
To be sure that the loan application has actually been made by the person named in the contract, video verification is required. All you need is an internet-enabled smartphone, a stable Internet connection and an ID document, for example the identity card.
Requirements for a loan for a cosmetic surgery at Small Lender
Small Lender checks the creditworthiness of the applicants. For this purpose, the cooperation with the Bank takes place. Bank stores information regarding past payment history and existing or unpaid loans. The score determines the creditworthiness of the applicant. However, Small Lender relies not only on the Bank score for the loan approval. Even people who are classified in the category D or worse in the credit rating of Bank, can apply for a loan application at Small Lender and have a chance at lending. When deciding on a loan, there are the following influencing factors:
– Bank score
– amount of regular income
– Age of the applicant
Small Lender may require written evidence of information provided. If you have specified the amount of monthly income, then it is customary to request payroll for the last three months. However, lending does not require a fixed salary. In particular, in the lower sector to around 300 euros loan amount is worth the application for students, housewives or self-employed. Assuming adequate income and appropriate evidence, higher sums are possible. Self-employed persons can file the income notices of the last two years to prove their income.
Credit for a plastic surgery with immediate payment
Small Lender offers loans with immediate payment. You benefit from the flexibility offered by the credit. Not only in the case of cosmetic surgery, it is necessary for the money to be available immediately. Many other things in life can not be postponed either, and postponing them would be to their own detriment. Would you like to travel spontaneously or would you like to buy a present for the spouse? Small Lender is the right partner for lending in all emergency situations. Although it is possible to first save money for the vacation or plastic surgery and then make the issue, often the required wait is not desirable. If you have the opportunity, you want to use it without having to save first. In the case of plastic surgery, first have a detailed conversation with the clinic or doctor. You will learn how the operation should proceed and when an appointment is possible. Now you need the money needed to get the procedure done. Thanks to Small Lender you have this flexibility and are independent.